How to manage your family's financial tips

on Minggu, 02 Agustus 2009

1. Meet all your needs
The need is here, of course, vital needs for the long term. Such as insurance, education for children up to pension funds. May feel heavy and difficult because there are other needs that must be met, but once you to do so with discipline, other things will adjust to the situation. It is important, you sekeluarga committed to do so.
2. Shop wisely
Shop limited only to your revenue. Be careful to open the credit facility, immediately lunasi bills and repayments because it can burden you with the expenses and the cost is greater.
You must also be able to distinguish between needs and desires. This is not necessarily always want things that are needed.
3. Investing
Do financial planning with the family set aside part of your revenue to invest. Invest your money in stocks, mutual funds, property, deposits, or a combination of them. Your money will grow if you can invest some of your earnings in the right place.
4. Diligently to make budget
Saving for old age, it is about the principles of financial management of the family. From the birth of the small, the cost of education, pension funds up to a day-to-day needs, all must be included in budget planning. Including the budget for the unexpected.
Always write a budget and help you do so to save feels so much easier.
5. Provide finance for the whole family
Despite many financial issues that are a matter of taboo, thought this must be changed, because of family financial management is a shared responsibility. Always Involve family members in perencanaannya. Teach about the importance of saving the child. This will help them to understand financial management since early.
Good financial management will not make you fall in the poor, but it helps you live more comfortable and happy in the old days later. As the proverb says, berakit raft-to-swim upstream to the pool edge, be sick first and then have fun. Happy family's financial plan for you!

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